SELL X WITHIN PVT LTD
Building efficient and effective Cross Sell Personal Loan business model
About Us - What We Do

  • Sell X Within builds efficient effective end to end Cross Sell Personal Loan (CSPL) business model for Banks and NBFCs thus leverage the hidden opportunity to increase Accounts Receivable (AR), Profitability (PBT).

  • Cross Selling involves offering differential pre approved sanctioned personal loan product proposition through cautious lending to tested existing customers of Banks & NBFCs.

  • Cross Sell Personal Loan (CSPL) business model offers personal loan to existing customers with minimal documentation, lowest Turn Around Time (TAT) leading to better customer experience.

Mission

Building efficient effective technology lead CSPL business model for Banks and NBFCs

Vision

Offer CSPL to all Banks and NBFCs to increase their AR, Profitability

Values

Integrity, Innovation, Agility, Adaptability, Transparency and Customer Delight

Meet The Founders

Ashok Deshmukh
Director
Executive programme (MBA) IIML, Leaderhip programme IIMK, CA(inter) with 38 year of work experience in Finance Industry
Sanjay Hanumante
Director
MBA from SIMS, with 28 years of work experience in FMCG, FMCD, General Insurance, Finance Industries.

Browse our set of features

Effective and Efficient.

CSPL software is built with technology, analytics, innovations and security.

Pre-Approved and Sanctioned Loan.

Robust Business Decision Automation Engine (BRE) for right loan amount offer to right customer.

Cautious Lending to Tested Customers.

Continuous process of data churning to check customers offer eligibility.

Minimum Documentation with Lowest TAT.

Minimal digital documentations, instant disbursement, lowest TAT from lead generation till disbursement.


Benefits To Banks and NBFCs.
Grow Assets and Profits
YOY incremental Book Size, Profitability with highest Return on Total Assets (ROTA).
High-Value Loan Offers
Loan amount offer is with high Rate of Interest (ROI), Processing Fees (PF) and Bundled Insurance.
Improve Portfolio Quality
Lower delinquency, net non performing assets (NNPA)<1%.
Monetize Existing Customers
Leverage existing customers data to its full potential for generating new revenue stream.
Lower Acquisition Cost
Highly cost effective than open market acquisition.
Frictionless Fulfilment
Easiest fastest way to enhance business with frictionless digital fulfilment processes.
Boost Customer Engagement
Customer franchise conversion. Increases Product Per Customer (PPC), customer stickiness, customer wallet share reduces customer attrition.
Delightful Experience
Overall customer experience journey from Service to Relationship to Satisfaction to Wow to Delight..

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Frequently Asked Questions

Here are some of the most common questions we get.
What is Sell X Within?

Sell X Within is a company that builds efficient and effective end-to-end cross sell personal loan business model for Banks and NBFC’s. Founders of this company has expertise in cross selling of personal loan.

What does Cross Selling involve?

Cross selling involves offering a pre-approved and sanctioned personal loan product proposition to existing customers of Banks and NBFC’s.

How does Sell X Within ensure cautious lending?

Sell X Within uses its intellectual and property product proposition to do cautious lending by having stringent metrics rules to check intention, capability and capacity of the customer.

What are the benefits of pre-approved and sanctioned proposition?

The pre-approved and sanctioned proposition allows customers to avail personal loan facility with minimum documentation and lowest TAT, leading to a better customer experience.

What does Sell X Within want to achieve?

Sell X Within wants to build an efficient and effective cross sell personal loan business model to fulfill requirements of all Banks and NBFCs to increase their AR, profitability with Integrity, Innovation, Agility, Adaptability and Customer Delight.